Compare home loan & LAP rates across 20+ banks. Get the lowest rate in Bangalore — doorstep service, free eligibility check, approval in 24 hours.
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Our Bangalore home loan expert will call you within 60 minutes with your personalised rate.
💬 Chat on WhatsApp InsteadBanks quote higher rates at the branch. We negotiate using our volume relationships to get you rates they don't advertise publicly.
For salaried & self-employed professionals buying or constructing a home in Bangalore. Approval in 24 hours, doorstep service, free advisory.
Unlock the equity in your residential or commercial property in Bangalore for business expansion, education, or debt consolidation.
Instantly know your EMI and eligibility. No registration required.
Want a lower EMI? Our experts find you better rates across 20+ banks.
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Our Bangalore expert compares 20+ banks and recommends the lowest rate — completely free.
We collect documents from your home or office anywhere in Bangalore and ensure fast disbursal.
We compare home loan & LAP offers across all leading banks in Bangalore — so you don't have to visit 20 branches.
We compare rates across 20+ banks. Even 0.10% difference saves ₹1.2L over 20 years. We typically save clients ₹3–5 Lakhs total.
Our bank pre-approval frameworks fast-track your application. Most clients receive in-principle approval within 24 hours of applying.
Whitefield to Jayanagar, Koramangala to Yelahanka — our Relationship Managers collect documents from your doorstep. Zero branch visits.
We earn from banks, not from you. Zero consultation fees, zero processing charges, zero hidden costs. Our incentive is your best rate.
"Basic Homes Loan compared 6 banks and got me HDFC at 8.55% — lower than what the bank quoted me directly. The entire process took just 9 days. Truly outstanding service!"
"I needed funds for my business and went for a Loan Against Property on my Koramangala flat. Basic Homes Loan's team came home, collected documents, and got my LAP approved in 6 working days!"
"As self-employed, we worried about getting a home loan without Form 16. Basic Homes Loan connected us with 3 banks that accept ITR-based income. Loan sanctioned in 11 days!"
Most banks require ₹25,000–₹30,000/month. The amount depends on your total income, existing EMIs, and the bank's FOIR. Self-employed applicants need net profit of ₹2–3L/year in ITR. We find the bank with the best eligibility for your profile — free.
Yes. LAP in Bangalore is highly accessible for self-employed business owners. You'll need clear property title, 2–3 years ITR, bank statements, and business proof. Rates start from 8.40%–10.50%* p.a.
With our pre-screening, in-principle approval in as little as 24 hours. Final sanction and disbursal typically takes 5–10 working days from the date of submitting complete documents.
Salaried: Aadhaar/PAN, 3 months salary slips, 6 months bank statements, Form 16, property documents. Self-employed: ITR (2–3 years), business registration, 12 months bank statements, property documents. We provide a personalised checklist and collect from your doorstep.
Yes. We are a DSA (Direct Selling Agent) and earn a referral fee from the bank — not from you. Zero consultation charges, zero processing fees, zero hidden costs for borrowers. You only pay the bank's standard processing fee, which we inform you about upfront.
Yes — a balance transfer can save significantly. We compare balance transfer offers across banks and identify true savings after accounting for processing fees. Call or WhatsApp us for a free analysis.
Whether in Whitefield, Sarjapur, Hebbal, or Jayanagar — we find you the best deal from 20+ banks. No branch visits. No fees. Just results.